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Joined 3 years ago
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Cake day: June 29th, 2023

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  • The other scary things with financing is people who struggle to live within their means and people using it for emergencies when they struggle to make ends meet.

    Personally I follow the rule I was taught: only use financing for housing, vehicles, and education, each of which should be evaluated to be within your means and benefitting your life.

    Debt is a chain, it can bring great advancement such as homeownership or a desired career, but it binds you for its duration and it’s an awful experience. I hope someday to be debt free, but it’s financially stupid to pay off my student loans right now when a mutual fund has more return on investment. I still like to put a big chunk in for special occasions when I can
















  • So I actually do too funnily enough. Comparing it to the pacific northwest, here I get a mild headache when it switches between wet times and dry times, but there I got a decent headache every few weeks in the spring and autumn and the occasional in the summer. I miss tornado season though, sure my head hurt, but the howl of the wind, the wall in the sky that looks like the world will end, then heavy rains that you sit in a garage with the door open smoking pot with your friends and watching. I don’t miss much about Ohio, but tornado season was nice.