• doingthestuff@lemy.lol
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    19 hours ago

    We spent $45k on repairs in two years. Wiped us out. But my only debt is still my one mortgage. The house is only worth about $250k. But I’m good on my roof, foundation, water heater and HVAC for quite a few more years.

    • TubularTittyFrog@lemmy.world
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      7 hours ago

      the devil is in the details nobody talks about.

      owning a home can bankrupt you, given all the legal, tax, and liabilities issues involved.

      renting doesn’t come with those issues, generally.

      • CileTheSane@lemmy.ca
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        6 hours ago

        Rent pays for all those things generally. Landlords just have the benefit of having money in the bank (typically due to assistance from their parents). The entire purpose of renting use to make a profit, if rent doesn’t cover maintenance and taxes then rent will increase until it surpasses maintenance and taxes.

        • TubularTittyFrog@lemmy.world
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          2 hours ago

          hmm i know a lot of renters whose parents pay their rent. weird.

          lots of people also rent below profit or cost. my sister rented to my mother below cost for 5 years.

          • CileTheSane@lemmy.ca
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            45 minutes ago

            Ah, so if all renters can have family members be their landlords then the problem is solved!