“Debit” in the United States refers to chip-and-PIN transactions only (though tap-and-PIN is also now a thing). The US debit card networks process only in-person transactions because their fees are limited by law and the risk of fraud is lower for chip-and-PIN compared to the “trust me bro” of online card transactions.
All other transactions processed through the Visa or Mastercard network are treated as credit card transactions for the purposes of processing the transaction on the network, even if the underlying card is a debit card.
I am in EU, but likely a different country. I dont think we do Visa credit cards here, the only credit card around is Mastercard, all Visas are debit. Weird how that’s different
You can get a Visa debit card from your bank; everyone takes Visa.
“Debit” in the United States refers to chip-and-PIN transactions only (though tap-and-PIN is also now a thing). The US debit card networks process only in-person transactions because their fees are limited by law and the risk of fraud is lower for chip-and-PIN compared to the “trust me bro” of online card transactions.
All other transactions processed through the Visa or Mastercard network are treated as credit card transactions for the purposes of processing the transaction on the network, even if the underlying card is a debit card.
I’m EU based. We don’t have visa debit cards
The EU has Visa debit cards.
I’m in France. Pretty much everyone has a Visa debit card.
I am in EU, but likely a different country. I dont think we do Visa credit cards here, the only credit card around is Mastercard, all Visas are debit. Weird how that’s different