• The_Decryptor@aussie.zone
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    15 hours ago

    It’s not fraud, it’s interest.

    If you use a debit card and can’t cover a transaction, it just doesn’t go through. If you have a credit card then the bank pays and now you owe them, and they’ll charge you extra for that privilege.

    • droans@midwest.social
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      15 hours ago

      You could just pay off your balance by the due date and you won’t be charged any interest.