I’ve had my debit card information stolen before. My bank knew before I did, cancelled the fraudulent charges, and refunded my money without any action on my part. Doesn’t seem like a credit card would have been any advantage in my [admittedly anecdotal] case.
In the US if someone takes your debit card and enters the correct PIN, the transactions are permanent, and the bank has no obligation to give your money back (and if they choose to do so it would be out of their own pocket).
I’ve had my debit card information stolen before. My bank knew before I did, cancelled the fraudulent charges, and refunded my money without any action on my part. Doesn’t seem like a credit card would have been any advantage in my [admittedly anecdotal] case.
In the US if someone takes your debit card and enters the correct PIN, the transactions are permanent, and the bank has no obligation to give your money back (and if they choose to do so it would be out of their own pocket).
Banks can, but they’re not legally obligated to. With a credit card they are. (US)