I’d say no character creation options. Characters can only be created by other existing players working as a pair. The characters they create are mostly stuck with whatever attributes their creators possessed, plus some randomness thrown in. Even they get no character creation options. The closest thing they get to character creation options is in choosing the other player they want to work with for character creation.

Unfortunately, the character creation minigame is probably the most fun minigame in “Earth”, and a lot of people play it without actually intending to create a character at all. They may never even evaluate whether the partner they chose for the minigame might create a good character with them.

If that minigame results in a character getting created, you can be assigned that character when you first login. There’s no character select screen, no customization screen, you just start playing.

Luckily, there are a minority of players who play a version of the character creation minigame which, for them, is just as fun as the “official” one, but this version has no chance of ever creating a character. Sadly, most players have absolutely zero interest in that version of the minigame and only want to play the original.