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Having lived in several countries in Europe, I can tell you the entire Multibanco system in Portugal (on top of which MBWay is one of the products) is far more complete and has been in place for far longer than anything I’ve seen elsewhere.
Most countries have far more basic systems (for example, you can check your bank account movements and pay your bills in Portuguese ATMs, but not usually in other countries) and some countries in Europe (such as Britain) don’t even have their own payment and ATM system and rely on VISA and/or Mastercard.
Then again the entire Multibanco infrastructure was setup by the government forcing banks to come together, agree on a standard for digital transfers and payments and to setup and pay for a company that does it (called SIBS), so of course all this happened way back in the 80s and wouldn’t happen under more recent, neoliberal, governments.
Having lived in several countries in Europe, I can tell you the entire Multibanco system in Portugal (on top of which MBWay is one of the products) is far more complete and has been in place for far longer than anything I’ve seen elsewhere.
Most countries have far more basic systems (for example, you can check your bank account movements and pay your bills in Portuguese ATMs, but not usually in other countries) and some countries in Europe (such as Britain) don’t even have their own payment and ATM system and rely on VISA and/or Mastercard.
Then again the entire Multibanco infrastructure was setup by the government forcing banks to come together, agree on a standard for digital transfers and payments and to setup and pay for a company that does it (called SIBS), so of course all this happened way back in the 80s and wouldn’t happen under more recent, neoliberal, governments.