If you pay 1% for one house, someone with 2 houses should pay 2%, and a company with 2000 homes should pay 2000%

That would make it increasingly difficult for mega companies to buy up everything and torture the housing market

  • Shayeta@feddit.org
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    10 hours ago

    Imagine going to another city to attend university. Can’t just rent for a few years, gotta have initial capital to BUY an apartment first.

    • klankin@piefed.ca
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      2 hours ago

      With the current trend of 2/3rds of housing kept empty for speculation, you’d probably buy and sell a house for uni (and probably make a profit instead of spending like 200k).

      And also university already requires a shit load of capital? That’s kinda the whole point, so poor people are poor for a “reason”.

      Also it’d be simple for university residences to explode it quality and quantity without the insane competition of the landlord market.

      • vortic@lemmy.world
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        57 minutes ago

        Where are you getting the statistic of 2/3 of housing being kept empty for speculation? A quick look outside tells me that is utter bullshit.

    • Rivalarrival@lemmy.today
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      7 hours ago

      I hear this argument all the time. I reject it. There are alternatives.

      A “Land Contract” functions very similar to a rental, but it is a purchase agreement. You are a buyer, not a tenant. If you walk away in the first 3-5 years, it functions exactly as a rental agreement, with the only exception being that the monthly payment was fixed for the duration instead of hiked annually.

      If you stay longer than this initial 3-5 year period, the agreement automatically converts to a 30 year mortgage with the same payment.

      So, you take out a “land contract” on your college apartment instead of a rental agreement. You can return it to the landlord after you graduate, or stay put and gain some equity for a few years.

      Why would landlords offer such an arrangement? Simple: we’re providing owner-occupancy exemptions to property tax hikes. If you live in the house you are paying taxes on, you are entitled to the exemption, and pay a low rate. But If you don’t live there, we’re going to send your property tax rate through the fucking roof. You’re going to be begging your tenants to take a land contract instead of a rental agreement.

      When we do this, small-time landlords who live in one of the units of a duplex, triplex, or quadplex will be able to rent out the other units while retaining the owner-occupancy credit. Corporate landlords won’t have the same capability. You’ll be able to rent one of these units, if you really want to rent.

    • Hugucinogens@lemmy.blahaj.zone
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      9 hours ago

      Imagine houses that don’t cost nine and a half fortunes, because they are not considered one of the most profitable ways to invest, for the richest people in the world.

      Housing doesn’t have to be prohibitively expensive, whether temporary or permanent residences.

      It’s not about temporary living in a place not existing, it’s about forbidding the ways that rich people go about making housing scarce, and corner markets.

      • duckshuffgoose@lemmy.ml
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        6 hours ago

        That is true, but not what was pointed out. Who rents out homes then, it not companies or landlords? I fully agree companies should not own homes. And also believe rent should be pinned to purchase price value +x% per year something. And landlords should not be able to own more than a certain number of dwelling units.

        But then who rents out the temporary homes, or homes for people who just don’t want to own for a reason

        • Hugucinogens@lemmy.blahaj.zone
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          5 hours ago

          One heavily oversimplified answer, from the many possible ideas, is:

          Nationally built cheap housing, with minimal or no rent. That means, housing as a public good, like nationally owned water and electricity companies.

    • HerbGrower@slrpnk.net
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      7 hours ago

      Publicly owned apartments you can rent. No need for a landlord who just takes money. That money could go to funding public services instead.