Ah, for sure, if you want the money to have a large piece of land and a house, a car, private healthcare, then you’re talking about the life of a rich man (from my perspective). You want to own property worth a million dollars plus, as you point out.

If you can get by without that much property, things get a lot easier. In the extreme you could live like a vagabond. In my Scandinavian home country some people live decent lives on the road without much property. Not comfortable lives, but not necessarily bad ones either.

Or with modest US savings you could move to a cheaper country and build a little life there.