In the Midwest of the states it kills me. Hey here is the most fertile land ON THE PLANET and were just going to pave over it, add shitty suburban sprawl that will be bankrupt in 30 years, and kill the soil while we’re at it. So goddamn wasteful.

I agree with you, absolutely right, but also

"I’m walking to the store honey, I’ll be back in 90 minutes!

If you’re only option is to give in to big corpos, then don’t do it. Go replay a classic game, relive a world you haven’t touched in years. Mass effect, dragon age, halo, skyrim, think of all the old games completely playable on a 360 now that you probably haven’t touched in years. Go back to them instead of giving in.

It’s all about your perspective and what you can handle. Housing is a great example. Do you pay for rent for 30 years while you save up to buy a house outright with no mortgage (but having paid rent that entire time on top of paying for the house) afterwards, or do you get the house now and pay the bank a percentage while you also get to live in the house.

The math seems bad when you look at one item, like paying interest seems like a lot. Until you realize the alternatives worse, like paying rent for 30 years and at the end you have nothing. At the end of the mortgage, you have a home.

It’s the same no matter what you decide to take financing on. Personally I agree, I only do it for house and car (although we were very clear about what terms we wanted for the car), and beyond that not much. I have a credit card I pay off every month to keep my credit score high. Beyond that, I never take financing from places.

Others have said it here better than I could, but I was the same way but for probably other reasons. My mother lost her home, not due to misfortune but because she couldn’t manage her finances. Quick splurge items and random ideas too priority over long term stability. Anyway, so I thought mortgages and loans were scary too.

Then I got educated on them. They’re not scary if you understand what you’re doing. Loans are not scary, they are tools to achieve your goals. A tool can be extremely useful to accomplish your goal, but you also shouldn’t reach for that tool every time either.

If your goal is to own your home, a mortgage is a great tool if you know what you’re doing. Learning about interest rates, how they’ll affect you, sitting down and looking at your long term finances and knowing what you can manage paying every month for the forseeable future is how you can calculate what works for you.

Where it gets scary is when people walk in, not knowing what they can afford and taking everything the bank will give them, not knowing how much they’ll be paying over time. That’s when things get predatory and scary. Knowledge is power as they say.

Now when I need a loan I go in, and I know what interest rate I want, what duration I want, and exactly how much I need, and the bank usually says yes. I’ve proven myself with my credit score to be a trustworthy person to lend to, and l can now usually get pretty decent terms.

Learn about finances, learn the math, and learn how you spend money. Once you get that knowledge it stops being so scary.

No, it’s not. Financing is a great tool, and used wisely and with knowledge of interest rates and total cost, can elevate you quite a bit in life.

This however is predatory lending, and it should not be used ever.

I’m sure the community will rally together to save their community against the invaders.

Oh, you mean helping each other and being empathetic are liberal traits, and they only value looking after themselves even when their community depends on cooperation? Well, I’m sure they can each farm their own food.

Even if he is, it is not mind occupying work out there. I grew up in farm country. He had a radio on, how much you want to bet it was tuned to the local conservative talk radio constantly?

Feel for him. Not really. But dude got wrapped up in hype of hating the people he hates, didn’t even realize he was included in exactly who he was cheering for hatred to come to.

Comment is over a year old dude.

I used to be a huge turd for years thinking “these plebians liking will Farrell movies are so dumb, it’s a horrible movie with no plot”.

Turns out you can enjoy two different things completely fine in life. I was just being an arrogant fuckwit

and also put a pretty big dent in climate change

I watched an interview where he said in the same sentence that it would solve climate change and world hunger, and something else astronomical.

Absolutely delusional. Think of what all of that investment money would have actually done if put towards actual useful causes.

sigh The Layover. I admit, I watched it

Do you have hotwings?

This is honestly so heartwarming. Adult dudes have such a hard time meeting other guys, this actually makes me happy seeing two dudes just meet and say hello

I put this much on because I can’t smell it anymore! They weakened it!

Uhhhhh noooooo, no they did not

Yes you see while you were under care they administered 2 aspirin to you, you can see that under the line item for $300

It’s nothing new that we are forced to deal with their problems

It is true, and I counter that with if you choose to live far away from people then you will be prioritized less. Things get fixed faster when there are more people affected, so when you choose to live miles away from anyone, when your power goes out it’s not a high priority. I argue that that’s their choice, and that it’s deserved when it also costs much more for that one person to have power compared to thousands of people getting power for relatively the same cost in an urban area. Harsh I know, but that’s how the money flows. They can always move to an urban area if they choose that services are more important than living rurally. More or less I agree with you, but I would tell them “you chose that”.